Updated: 12 November 2026
How it works at Optymist
- We find a driver for your car and keep track of payments.
- You get 100% of the rent for the days the car was used — no Optymist commission. We guarantee the rent payout.
- You pay for the car’s insurance and servicing.
- We deduct the rent in the driver’s weekly settlement, so you don’t have to collect anything yourself.
Worked example
Say the rent is 600 zł a week. This is an example, not an offer — you set the rate based on the car’s model and condition.
| Period | Rent |
|---|---|
| Week | 600 zł |
| Month (average) | approx. 2,600 zł |
| Year | 31,200 zł |
Subtract costs and the days the car stands idle (servicing, changing drivers).
Owner’s costs
- OC insurance for passenger transport — pricier than standard OC and usually the biggest fixed cost.
- AC (own-damage) — optional, but worth considering for a car driven every day.
- Servicing and tyres — taxi cars cover many kilometres, so services come more often.
- Additional taxi inspection — 43 zł once a year.
- Depreciation — mileage grows faster than on a private car.
Rental income tax
A private individual can pay flat-rate tax (ryczałt) on rental income — 8.5% up to 100,000 zł a year and 12.5% above that. If you run a business, the car and rent go through the business. Check the details with an accountant.
How to earn more from your car
- Hybrid or LPG — drivers prefer cars that use little fuel.
- Quick servicing — every idle day is a day without rent.
- Several cars — at Optymist you can have as many as you like, and we find drivers for each.
Work out your income in the owner calculator on the home page and see how to prepare a car for taxi work.
FAQ
What share of the rent does the owner get?
At Optymist, 100% of the rent for the days the car was used, with no commission.
Who pays for insurance and servicing?
The car owner.
How is car rental income taxed?
A private individual can choose ryczałt: 8.5% up to 100,000 zł a year and 12.5% above that. Check the details with an accountant.
